Senior EDD Operations Analyst

Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.

Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.

We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?

• Conduct Enhanced Due Diligence (EDD) reviews on high-risk customers, including individuals and legal entities.;
• Prepare comprehensive EDD reports with risk assessments and recommendations;
• Report and make notes/records of any suspicious transactions or activities in an efficient and timely manner;
• Understanding of cash management products and correspondent banking;
• Perform in-depth investigations related to AML, BSA, sanctions, PEPs, and adverse media;
• Analyze complex ownership structures, including UBO identification and verification;
• Maintain and update your knowledge of anti-money laundering compliance rules, regulations, laws, and best practices;  
• Identify trends through pattern analysis and external tools;
• Support periodic reviews, trigger-based reviews, and remediation projects;
• Contribute to process improvements and quality control initiatives;

• Minimum 5 years of experience in EDD or AML
• US Banking experience required
• Have a strong understanding of AML-related regulatory structure, process, regulations and their underlying principles.
• Demonstrated capacity for gathering and scrutinizing data to identify issues, patterns and business solutions; 
• Preferred experience working in fintech or digital banking services
• Proficient in Google Sheets and Microsoft Excel
• Be highly motivated and be able work individually and as part of a team;
• Very strong organizational, problem-solving and decision making skills; 
• The ability to self-motivate and thrive in a fast-paced, rapidly changing startup environment;
• Have excellent written, verbal, analytical, and interpersonal skills;
• Prior experience with transaction-based KYC reviews is an advantage;
• CAMS, CFE, or other AML-related certification (preferred but not mandatory)