Data Analyst, Financial Crimes & Identity

We are hiring for a Senior Analyst to drive data-informed risk strategy on our Financial Crimes & Identity team. As our Sr. Analyst, you will lead efforts to strengthen identity verification, customer onboarding, and lifecycle risk management by leveraging data to inform decisioning and control performance. You’ll partner closely with cross-functional teams to scale risk strategies that protect our members while maintaining a seamless and secure experience.

The base salary offered for this role and level of experience will begin at $109,000.00 and up to $150,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

• Analyze and monitor Financial Crimes and Identity risk metrics across onboarding and lifecycle controls
• Leverage data to identify trends, emerging typologies, and control performance to inform strategy improvements
• Lead the development and optimization of risk strategies across KYC, identity verification, and customer segmentation
• Partner with Product, Engineering, Data Science, and Operations to implement and scale decisioning logic and controls
• Build dashboards and monitoring frameworks to track performance and identify anomalies
• Collaborate with Data Science and Machine Learning teams to support model development and automation of risk processes
• Support identity verification vendor strategy through performance analysis, testing, and optimization

• 5+ years of experience in analytics, risk, or Financial Crimes (AML, KYC, identity, fraud, or related domains)
• Strong SQL skills and experience working with large datasets to drive insights
• Experience developing or optimizing risk strategies, decisioning logic, or rule-based systems
• Experience analyzing risk metrics (e.g., approval rates, false positives, downstream fraud signals)
• Experience building dashboards or monitoring frameworks (Looker, Tableau, or similar)
• Familiarity with customer onboarding/KYC processes and identity verification concepts
• Strong analytical, problem-solving, and cross-functional communication skills

#LI-EI1 #LI-onsite

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.