Senior Data Engineer (Remote within the UK)

As a Senior Data Engineer at Chip, you'll help bring our data platform to the next level and empower Chip to be a truly data-driven business. You'll co-own the architecture of our data platform alongside our Analytics Engineer — not just implementing designs, but making the calls on how ingestion, modelling, and the semantic layer should actually work. You'll also provide technical leadership across the wider data engineering team as we grow.

Architecture & Pipeline Design

• →

  Design, build, and run scalable, secure data pipelines across multiple sources — with an eye on compute sizing and query performance

• →

  Co-own architecture decisions across ingestion, modelling, and the presentation layer — defining how the platform should work, not just building to spec

• →

  Design and evolve our medallion architecture (Bronze, Silver, Gold) as the platform matures

Engineering Standards

• →

  Define more detailed engineering standards — naming conventions, partitioning, testing strategy, contract templates

• →

  Apply Databricks best practices and Infrastructure as Code across the platform

Data Governance

• →

  Own governance patterns in Unity Catalog — permissions, access models, and how we handle sensitive data

• →

  Set technical governance standards the rest of the team builds against

Chip’s mission is to make your life wealthy

We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.

We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.

The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we're not slowing down. Chip serves over 400,000 active customers and looks after over £6billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.

Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.

• Enable downstream consumers with self-service patterns, so the data team isn't the bottleneck for every request

Technical Leadership & Mentoring

• Provide technical leadership across the data engineering team — mentoring other engineers, reviewing code, and raising the engineering bar

• Data engineering: You've built and scaled complex data products in a growing environment — you've seen platforms mature past their early ad hoc stage and know what that evolution actually takes.

• Databricks expertise: Deep, hands-on knowledge of the Databricks platform end to end — workspace and compute configuration, governance, orchestration, user management, engineering best practices.

• Data modelling: You're comfortable designing schemas and data models, including medallion architecture and Kimball/Star Schema concepts (Fact and Dimension tables), from the ground up.

• Git: You're fluent in Git workflows — branching, troubleshooting, code reviews.

• Python/PySpark/SQL: You write clean, efficient code across all three, and you understand how it performs at scale.

• Database management: Experience with SQL/NoSQL databases (e.g., Redshift, Postgres, MongoDB), with a solid grounding in database fundamentals — indexing, performance, design trade-offs.

• Terraform: You have experience in managing infrastructure as code with Terraform.

• Mentoring: You've supported and grown less experienced engineers before, and enjoy doing it.

• Architecture ownership: You design systems, not just implement them — you can reason through trade-offs and defend a decision.

• Data governance: You understand PII handling and governance patterns, and build them into your designs by default.

Nice to have:

• Previous experience in fintech

• Experience re-architecting a data platform from the ground up

• Experience building and training AI/ML models

• Databricks Certified Data Engineer Professional (or equivalent)

• Proficiency in building streaming data processing systems

• Familiarity with Docker, Kubernetes, and cloud services (AWS, GCP)

To be the most personal digital wealth manager in the UK

Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously.

Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.

Be ACCOUNTABLE

Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible

Be BOLD

Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers

Be COLLABORATIVE

Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together

We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.

Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.