Data Scientist - Model Governance (Hybrid)

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

As a Data Scientist, you will be one of Enova’s most valuable team members. You will develop, enhance and test the company’s models for use in determining the appropriate lending criteria and verification procedures. You will perform independent model validations to evaluate model fit for purpose, conceptual soundness, mathematical theory and assumptions, data/assumptions, and output reasonableness. At times, you may be asked to conduct ad hoc analysis using statistical and financial tools to recommend for risk management, marketing and operational strategies. You will demonstrate the ability to interpret and organize data, and communicate it effectively to cross functional teams to solve business problems, provide requirements and support implementation.

• →Perform model validation of credit risk models
• →Prepare model validation reports and write technical documentation
• →Assist analysts in validating and preparing their models for production
• →Interact with model stakeholders and business partners to gather information about credit models and risk acceptances
• →Support model releases to ensure they are quickly and accurately put into production
• →Monitor model performance dashboards, build alerts, and escalate concerns as appropriate
• →Support and improve automated model training processes by using data manipulation, and machine learning skills
• →Use your programming skills to develop and test programs for custom tool development

• Experience in developing advanced credit risk models
• 3+ years of experience in quantitative analysis in the financial services industry is preferred but not required
• Knowledge of statistical models in risk management
• Advanced programming skills in Python and the ability to write customized programs for meaningful data analysis
• Experience working with relational databases, such as SQL

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions. 

Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here. 

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