Credit Analyst

The Credit Analyst is responsible for conducting credit assessments, evaluating the creditworthiness of our customers with a fundamental approach; preparing a well-argued report with a credit limit and a credit rating recommendation in English; creating and maintaining control of the limits, ratings and collaterals approved; supporting the administration of the portfolio, through an active monitoring of the customers’ performance and exposure; ensuring all relevant documentation is in place.

KEY ACTIVITIES

• Analyze a portfolio of clients among different sectors throughout the Agribusiness and Energy segments
• Credit and financial analysis of individual clients, writing and preparing credit files through a fundamental,
• risk-oriented approach
• Recommend credit ratings for internal clients, taking into consideration quantitative and qualitative aspects
• Work with the other analysts and the Credit Manager during the preparation of the credit analysis
• Support the onboarding process by preparing a credit file for clients being onboarded
• Update and prepare sectorial reviews
• Presenting your analysis to the team
• Monitoring your portfolio of clients through different sets of tools
• Ad Hoc duties required by the Credit department

QUALIFICATIONS 

Education (Degree / Area)

• B.S. or higher in Business, Economics, Accounting, Engineering, or other business-related Degrees.

Experience

• Experience in a financial institution (bank, brokerage, exchange house, investment fund, or consulting firm).
• Background in the financial services industry, with exposure to financial and capital markets and/or the agribusiness sector.

Knowledge

• Microsoft Office: Excel, Word, and PowerPoint advanced knowledge.

TECHNICAL SKILLS

Essential:

• Analytical skills 
• Accounting, Credit, and Financial analysis 
• Corporate finance 
• Knowledge in the use of technological tools, including N8N, BI platforms, PowerAutomate, among others. 

Preferred:

•  Commodities (Agribusiness and/or Energy)

LANGUAGE

• Advanced English

LOCATION:
São Paulo, SP -  Up to twice a week at the base office in Vila Olimpia Office - SP. (Hybrid)

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