Software Engineer IV

Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.

Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.

The Engineering team builds and maintains the technology that powers Lead's modern banking platform. Partnering with the Product, Finance, and Compliance teams, they architect secure, scalable financial systems that power money movement, credit and lending, card issuing, and account products for fintechs. Success requires technical excellence, a passion for solving complex infrastructure challenges, and the ability to collaborate effectively with a diverse set of stakeholders. The team is made up of ambitious builders and pragmatic problem solvers who are genuinely excited to see their work reach millions of end users across the globe.

This candidate will design, build and maintain large scale backend systems with a focus on performance, reliability and scalability. They will work closely with product managers and key stakeholders across the company to define and roadmap and implement new features that address both product goals and customer needs. Candidates are technical leaders in their domain who can prioritize effectively, architect and develop systems from the ground up, navigate ambiguous problem domains, grow the team via mentorship and leadership and have a consistent track record of high performance and delivery.

This job description is not intended to be an exhaustive list of all duties. Team members will also perform all other duties assigned based on business needs.

• 10+ years of experience and a proven track record of shipping successful projects

• You are passionate about building large scale systems in a cloud native environment (preferably AWS)

• You have a strong command of at least one language (preferably Go and/or Java)

• Demonstrated experience in designing large scale systems, developing and maintaining a high quality code base, and consistently delivering challenging projects on schedule with high quality

• Demonstrated leadership skills and the ability to mentor and guide junior engineers

• Ability to collaborate/compromise to get to the best, most efficient outcome

• Strong communication skills and the ability to work cross-functionally to align stakeholders on the goals and deliverables

• You are curious, have humility and are open to learning 

• Fintech experience is a plus

• Ability to perform in a fluid environment with high autonomy