Associate Credit Analyst

What we can offer:

A crafted employee experience designed to foster professional growth, a focus on health & well-being and an internal community that will set you up for success

We offer an environment that enables colleagues to demonstrate their capabilities, focus on their work and create value.  At LG, you're encouraged to take a creative and individual approach to challenges with strong emphasis placed on performance and skill—and equal, merit-based opportunities across the board. We want our colleagues to grow with our global business. That's why we deliver sure rewards for exceptional performance and offer industry-leading benefits. Come join the team!

The Opportunity:

Associate Credit Analyst is responsible for reviewing and updating new and existing customer credit files, requiring analytical, quantitative and technical skills. Will consult with the Manager and/or Senior Manager as needed to review the progress of various projects and the overall status of the department.
He/she will: 1.) release orders based on credit availability, 2.) analyze financial statements in conjunction with credit risk analysis, 3.) determine overall credit worthiness, and 4.) implement credit-related policies as appropriate.

• Handle portfolio of assigned accounts.
• Gather and analyze credit and/or other data to determine impact on business operations, as appropriate.
• Make recommendations for credit limits based on availability of credit insurance, LG payment history, trade references, third party sources, and other credit tools, as applicable.
• Evaluate and implement internal and external credit scoring models using both traditional and other predictive technologies.
• Participate in and contribute to projects to develop recommendations for credit policy, credit/data support systems and provide revenue, cost, delinquency, and loss forecasts.
• Interface with customers and other departments to develop strategies to prevent problems and develop solutions to correct existing problems.
• Represent the department at sales meetings to educate sales people and/or customers about LG credit policy.
• Visit customers as required to evaluate operations, maintain a relationship, and/or obtain financial statement data.
• Pursuit of the Certified Credit Executive designation through NACM.
• Complete other related duties as assigned.

• Bachelor's degree in Finance, Accounting, or a related field.
• No formal experience is required, but must have basic knowledge and understanding of financial statements.
• Motivated for working as a credit analyst, building knowledge and understanding of financial statement analysis and credit work responsibilities.
• Strong organizational, analytical, problem-solving, verbal and written communication skills.
• Proficiency with MS Office (Word, Excel and PowerPoint) is a must.

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