Senior Credit Analyst

• →Conduct fundamental credit analysis and assess issuer credit risk.
• →Prepare credit reviews, recommendations, and internal credit ratings.
• →Develop financial models and analyze financial statements and credit metrics.
• →Monitor portfolio issuers, market developments, and emerging credit risks.
• →Present credit recommendations and insights to investment professionals and stakeholders.
• →Support process improvement, documentation, and knowledge-sharing initiatives.

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 3-5 years of experience in credit analysis, investment analysis, corporate banking, or a related discipline.
• Strong knowledge of financial statement analysis, credit metrics, and financial modeling.
• Advanced proficiency in Microsoft Excel.
• Excellent analytical, research, and communication skills.

• Experience supporting fixed income, insurance, or investment portfolios.
• Familiarity with Bloomberg, Capital IQ, or similar financial platforms.
• Experience presenting analyses and recommendations to stakeholders.

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.