Data Scientist / Risk Analyst

Serbia·Serbiamid

Data ScientistData

0 views0 saves0 applied

Apply Now

Quick Summary

Overview

At NOVACARD, we're redefining how people use credit.We are the first interest-free and no-annual-fee credit card in Mexico, designed to simplify personal finances and give users complete control – all from a mobile app.

Key Responsibilities

Develop and manage origination strategies for POS and credit card products. Design and continuously optimize decision-making strategies for application approvals and rejections.

Technical Tools

Data ScientistData

About the Role

~1 min read

We are looking for a Data Scientist / Risk Analyst to join our Risk (Customer Value Management) team. In this role, you will develop and manage credit decision strategies across our POS lending and credit card products, helping us maintain a healthy portfolio while enabling data-driven growth. You will work at the intersection of data science, credit risk, and business analytics — translating financial outcomes into measurable risk signals that drive smarter lending decisions.

The role is fully remote. We welcome candidates based in Russia or other non-LatAm countries.

Responsibilities

~1 min read

→
Develop and manage origination strategies for POS and credit card products.
→
Design and continuously optimize decision-making strategies for application approvals and rejections.
→
Manage credit limits and related risk parameters to maintain portfolio quality and profitability.
→
Monitor and control key risk metrics (AR, PD, NPL) and evaluate portfolio risk performance.
→
Support data-driven decision-making by converting financial results into measurable risk indicators.