Ppro24d ago

Senior KYC Analyst

São Paulo · São Paulo · Sao PauloPermanent - full timesenior

Legal & ComplianceKyc Analyst

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Quick Summary

Overview

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay.

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Legal & ComplianceKyc Analyst

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay. We empower partners such as Ant Group, PayPal and Stripe to access new markets, connect with more customers, and accelerate their growth.

Our strength lies in our diverse global team with 50+ nationalities and 10+ international locations- all united around one goal – to deliver the best possible products and services to our partners and customers. While our company mission is to keep innovating global commerce, our internal mission is to #chooseaction, #beopen, #thinkcustomer, #gofurther and #wintogether

The Purpose:

The Onboarding Associate occupies a critical position within the first line of defence, ensuring the organisation adheres to all regulatory requirements and internal policies. This role is designed for a highly experienced professional who will act as a strategic partner to the Onboarding Lead, providing a sophisticated "sound check" for complex cases and ensuring the integrity of the client lifecycle. The successful candidate will move beyond a traditional compliance mindset to become a business partner, balancing rigorous risk mitigation with the broader organisation's operational needs.

Execute and oversee comprehensive due diligence for both individual (KYC) and corporate (KYB) clients, including identity verification and complex risk assessments.
Analyse and resolve intricate cases involving Sanctions, Politically Exposed Persons (PEPs), and Enhanced Due Diligence (EDD).
Identify potential financial crime risks at their root and propose commercially viable risk mitigation measures.
Serve as the primary escalation point for complex files, ensuring consistency and analytical depth in risk assessments.
Maintain the highest standards of attention to detail when handling sensitive information, ensuring strict confidentiality.

Act as a point of contact between the Onboarding team and key business units, including Compliance, Legal, Sales, and Business Support.
Foster a collaborative environment where compliance serves as an enabler of business growth rather than a procedural bottleneck.
Support senior management by preparing detailed reports, risk assessments, and data-driven insights regarding onboarding efficiency.
Communicate findings and complex regulatory requirements clearly and professionally to all stakeholders.

Maintain a holistic view of the onboarding landscape to identify operational inefficiencies and propose scalable enhancements to the framework.
Lead and support key projects to enhance CDD/KYB frameworks, automation, and compliance processes.
Assist in updating policies and procedures in alignment with evolving UK and EU AML/CTF regulations and industry best practices.
Participate in internal workshops to ensure the company’s financial crime compliance framework remains robust.

Provide formal mentorship and technical training to junior analysts to foster a culture of continuous learning and high performance.
Demonstrate a proactive and adaptable mindset, guiding the team through multiple priorities in a fast-paced environment.

Academic & Professional Background: Possession of a Bachelor's degree in Economics, Law, Politics or a related field, or equivalent work experience.
Sector Experience: Proven experience in a similar senior role within financial services, payment services, or banking, with a focus on CDD and AML compliance.
Regulatory Expertise: A profound understanding of UK and EU AML/CTF regulations, KYC/KYB principles, and modern risk assessment frameworks.
Technical Proficiency: Experience working on compliance-related projects and proficiency in using modern risk management tools.
Analytical Prowess: Strong analytical and problem-solving skills, with the ability to make informed decisions based on data and regulatory guidelines.