Compliance Officer

We are looking for a motivated and detail-oriented Compliance Officer to join the regulatory and compliance team of our auto-financing platform. As a SAMA-regulated fintech, compliance is central to everything we do — and this role sits right at the heart of it.

This is a hands-on position suited for an early-career compliance professional who is eager to grow within a fast-moving fintech environment. You will support the implementation and day-to-day operation of our compliance frameworks, working closely with the CCO and cross-functional teams. We value attitude and cultural fit as much as technical expertise — we want someone who is curious, proactive, and genuinely committed to doing things the right way.

• Assist in managing compliance obligations across AML, KYC, consumer protection, and Fair Credit Terms aligned to SAMA frameworks.

• Support the preparation of regulatory submissions, examination responses, and licensing milestone documentation.

• Monitor regulatory updates from SAMA and assist in translating changes into internal policy adjustments.

• Help ensure credit products, marketing materials, and customer communications meet regulatory standards prior to launch.

• Maintain and update compliance policies, procedures, and control documentation under the guidance of the CCO.

• Support the compliance risk register, control matrices, and exception tracking workflows.

• Contribute to the company’s AML/CFT programme, including transaction monitoring, suspicious activity reporting, and sanctions screening processes.

• Assist in ensuring all lending products adhere to SAMA’s consumer protection and Fair Credit Terms requirements.

• Support the complaint management and resolution process in line with SAMA standards.

• Review customer-facing disclosures, contracts, and fee structures for regulatory accuracy.

• Embed compliance controls into day-to-day operations and product workflows with guidance from the CCO.

• Deliver compliance training and awareness sessions for internal teams.

• Provide first-level compliance advisory support to business lines on new products, campaigns, and partnerships.

• Assist the CISO on data protection obligations under Saudi data governance regulations.

• 3–5 years of experience in compliance, regulatory affairs, or a related role within financial services, fintech, or banking.

• Foundational understanding of SAMA’s regulatory framework, including AML/KYC, consumer lending, and data governance requirements.

• Saudi national — required.

• Full professional fluency in both Arabic and English is mandatory for this role.

• Strong attention to detail, organisational skills, and a proactive work ethic.

• Experience in a fintech, BNPL, digital lending, or auto-financing environment.

• Exposure to SAMA Sandbox compliance or licensing processes.

• Familiarity with Open Banking or data-sharing compliance in KSA.

• Professional certifications: CAMS, ICA, or equivalent (in progress or completed).