Software Engineer II (Backend), Payments

Fintech at Toast operates one of the most critical portions of the Toast infrastructure: processing payments on behalf of our restaurants and ensuring that restaurants are paid in a timely manner. Payment processing is a key source of Toast’s revenue and also the lifeblood of our customers; we process millions of dollars in transactions per day. 

We are seeking a Software Engineer II to join our Payments team. The successful candidate will contribute to the development of our unified payment processing solution. This platform offers a single, integrated service for payment acceptance across various channels and supports a configurable enterprise approach. It is designed to allow a build-once, available-to-all strategy for both existing and emerging payment methods.  

• →Design, build, and deliver features for Toast’s payments products 
• →Develop and implement automated test suite to ensure the code shipped to our customers meets the highest quality standards
• →Roll* features out to customers, including monitoring for success
• →Collaborate with UX and PM on the definition and design of features  
• →Partner with a wide array of teams across Toast 
• →Work with experienced engineers to deliver design and code review 

• 2+ years of experience in designing and implementing robust backend services using Kotlin.
• Proven ability to develop scalable and secure APIs that integrate with various internal/external systems.
• Knowledge of best practices in API lifecycle management, including versioning, documentation, and deprecation strategies.
• Proficiency in Kotlin-specific frameworks and libraries for building efficient backend solutions.
• Demonstrated experience with microservices architecture and containerization technologies for enhanced scalability and maintainability.

• Proficiency in DynamoDB and PostgreSQL
• Proficiency in Kotlin (or Java and willing to learn Kotlin) and Kotlin-specific frameworks and libraries for building efficient backend solutions
• Experience building mobile applications
• Familiarity with AI-augmented development workflows and tools (e.g., Claude Code, GitHub Copilot, Codex, or similar)

At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences.

We Thrive Together

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast.

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com.

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