AML & Compliance Analyst

## CORE JOB DESCRIPTION As AML and Compliance Analyst, this function consists in supporting Manager AML & CTF Compliance/AML & CTF Compliance building the practical framework required to: • Identify actual and potential money laundering, terrorism financing, proliferation financing or Illegal Wildlife Trade activities. • Lead appropriate actions to stop and prevent fraud, money laundering, terrorism financing, proliferation financing or Illegal Wildlife Trade activities. • Conduct Compliance Review, Analysis, Screening, Monitoring and deep investigations. • Ensure that all stakeholders are complying with all applicable laws, policies and procedures. • Identify fraudsters or people involved in suspicious activities related to financial crimes. • Ensure that all Customers and Business KYC are compliant through a quality assurance process on KYC and Due Diligence. • Conduct investigation and analysis on watchlist screening and transactions monitoring escalated alerts. • Ensure Cases lifecycle, SAR and ST Register Management on escalated cases for investigation. • Ensure monitoring of Betting & Gaming companies. • Manage Customer Risk Profiling • Support Compliance Training, and AML & Compliance project implementation. • Monitor and identify important changes in ML/TF/PF Legal and Regulatory sectors. • Automation using RPA, Business Object, AI and Machine learning, etc. • Ensure effectiveness of Risk Based Approach applied to onboarding and ongoing Due Diligence (DD refreshment, DD review, Contractual obligations, etc). • Ensure High Risk Partners register maintenance and Monitoring.g ## KEY PERFORMANCE AREAS In the area of Mobile Money, perform alerts monitoring and produce related reports on daily basis. * Customer and Business KYC Monitoring and Due Diligence Review; * Suppliers Due Diligence, Economic Sanctions Onboarding and Ongoing Screening; * Monitoring of Operators Activities on KYC; * Watchlist Screening (Customers, Operators, UBOs and Organization); * Customer Individual and Business Transaction Monitoring; * High Risk Partner Register and DD Refreshment tracking; * Perform M-Pesa operators and Back Office activities monitoring; * Contribute to Compliance risk assessment review and change management process by giving its recommendations in terms of configurations and/or process which could become breaches of fraud, money laundering or terrorism financing; * Establish incident report for any identified leakages, money laundering, terrorism financing or fraud cases. * Share with Fraud team to establish an alert bulletin for any suspected fraud. * In order to improve business continuity within the team, he/she will also be expected to assist on ad hoc basis with AML and Compliance activities. * Outstanding contribution on Compliance Culture. * Global AML program KPIs monitoring and contribution. * Agents and Third Parties Breaches register Management including Action. * Reporting. ## SPECIAL WORKING CONDITIONS * Should be ready to work over and above normal working hours * English & French ## PERSONAL SPECIFICATION * 5 year bachelor degree or 3 years bachelor degree. Strong analytical and investigation skills. * High Computer literacy SQL and PL/SQL Scripts, Elaborate reports & presentation, Use of AI and Machine Learning. ## WORKING EXPERIENCE * 6 Months experience in Compliance, Mobile Money, Electronic Banking, Revenue Assurance, Fraud, Internal Controls, Investigations, VAS or Audit in telecom/banking environment * Understanding of Mobile Money system functioning; ## CORE COMPETENCIES * Personal motivation Self driven & committed to work towards goals achievement * Law and Regulation Interpretation Necessity to have a clear understanding and interpretation of applicable laws and regulations to propose policies and procedure implementation or review. * Results orientation In order his/her action to have a clear impact on the bottom line, issues should effectively and timely be close-looped. * Pro-activity In order to prevent and minimize loss, better anticipate and take preventive actions rather than react and complain. * Analytical though Necessity to have a clear understanding of end-to-end process flow. * Teamwork Skills Ability to collaborate effectively with others, take on responsibilities for team success, and contribute positively to the overall group dynamic. Interpersonal skills. * Resilience Maintain effective work behavior under pressures * Integrity and ethical behavior Show no complacency against any suspected and/or confirmed negligence, unethical or even fraudulent behavior.