International Operational Risk & Fraud Management Specialist

ACG_3563_JOB Our client is a top-notch financial services company who is looking for a qualified candidate to join their firm. Identify operational and fraud-related risks across lending products, internal processes, and customer journeys. Conduct risk assessments, including RCSA, process reviews, and control testing; propose practical mitigation actions. Monitor KRIs, operational incidents, and emerging risk trends across different regions. Analyze fraud patterns, including application fraud, account takeover (ATO), synthetic identity, and mule activities. Collaborate with Analytics and Technology teams to improve fraud rules, scoring models, and detection capabilities. Support fraud investigations by validating evidence and preparing case summaries for Compliance and Legal teams. Ensure lending operations comply with AML/KYC, eKYC, and relevant local regulatory requirements. Maintain risk and fraud dashboards; provide regular trend analysis and insights to management. Work closely with country teams to standardize risk practices and promote best-practice sharing. Prepare and present reports on process improvement initiatives and outcomes to senior management, particularly in lending operations. Requirements Bachelor’s degree in Risk Management, Finance, Business, Economics, Forensic Accounting, Cybersecurity, or related fields. 3–7 years of experience in operational risk, fraud risk, financial crime, or lending operations; experience in digital lending is preferred. Solid understanding of lending customer journeys, credit processes, and common fraud typologies such as application fraud, ATO, synthetic identity, and mule activity. Knowledge of AML/KYC, eKYC, and financial services regulatory requirements. Hands-on experience with fraud detection tools, scoring rules, device intelligence, or transaction monitoring platforms. Strong analytical mindset, attention to detail, and ability to translate data into risk insights. Good communication and stakeholder management skills, with the ability to work effectively across functions and countries. Strong command of English. High level of integrity, confidentiality, and professional ethics. Preferred certifications are an advantage: CFE – Certified Fraud Examiner CAMS – Certified Anti-Money Laundering Specialist CRISC – Certified in Risk and Information Systems Control ISO 31000 Risk Management Certification Benefits Competitive salary with salary review and performance bonus based on OKR results during mid-year and year-end evaluations. 12 days of fully paid annual leave. Meal, gasoline, mobile phone, and personal health insurance allowances. Holiday bonuses, healthcare package, and learning & development programs. Other benefits in accordance with the company’s compensation and benefits policies. Working hours: Monday to Friday, 8:30 AM – 5:45 PM. Friendly, dynamic, high-performance, and modern working environment at a leading Fintech company in Southeast Asia. Provided with modern working equipment to enhance productivity. Opportunity to collaborate with various domestic and multinational partners. Contact: Gia Huy and Thao Phan Due to the immense number of applications, only shortlisted candidates will be contacted.