Residential Mortgage Underwriter III

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OtherMortgage Underwriter

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Quick Summary

Requirements Summary

$70,000 - $80,000 per year depending on experience. This position is located in office, at our operation center located in West Allis, WI.

Technical Tools

OtherMortgage Underwriter

Responsibilities

~1 min read

→Underwriter will have decision approval authority for rate/term refinances, cash-out refinances, HE loans, HELOCS, purchase, bridge loan and construction loan transactions.
→Underwriter has decision approval for FHLMC and Portfolio loans.
→Underwriter has approval authority with limits approved by Senior management.

Requirements

~1 min read

Proficient in using MortgageBot, Loan Prospector, DataVerify, LoanBeam, FIS, income calculators, and other underwriting tools to analyze loan data and support credit decisions.
Analyze credit reports to evaluate credit history, payment patterns, liabilities, and derogatory information.
Review and analyze income, asset, and financial documentation, including accurately calculating and validating all income types.
Review property-related documentation, including property taxes, homeowners insurance, and title insurance policies, identifying liens, judgments, and title issues as applicable.
Maintain a strong working knowledge of underwriting guidelines and effectively research requirements within the FHLMC Seller/Servicer Guide and TCNB Retail Loan Underwriting Matrix.
Review initial mortgage loan disclosures to ensure compliance with regulatory and company requirements.
Effectively manage multiple priorities and file workloads while maintaining accuracy, attention to detail, and quality standards.
Demonstrate strong analytical, interpersonal, written, and verbal communication skills.

What We Offer

~1 min read

✓Community Impact: Be part of a local bank deeply rooted in community values, contributing to the growth and prosperity of our neighborhoods.

✓Innovation: Embrace a dynamic and evolving work environment that encourages fresh perspectives and continuous learning.

✓Career Growth: Unlock future opportunities for personal and professional development as you navigate through our Pathways for Success.

✓Celebration of Success: Join a team that values and celebrates individual and collective achievements.

✓Work Life Balance: No early mornings or late nights, enjoy a predictable schedule with major holidays off.

✓Great Employee Benefits that start on the 1st of the month after your hire date!

✓Part-Time:

✓401(k) with company match

✓Up to 20 hours of paid vacation after 6 months

✓Full-Time:

✓401(k) with company match

✓Tuition reimbursement

✓Medical, dental, and vision coverage

✓Paid vacation and more!

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Human Resources at 414-761-1610 or hr2@tcnb.com

(**Must be 21 to enroll in 401(k), and must work an average of 20+ hours per week in order to be eligible for paid vacation.)