Financial Accountant: Receivables & Reconciliation - (12 Months)

About Cellulant:

Cellulant is Africa’s leading payments company, providing seamless, secure and innovative solutions that empower businesses, banks, and global brands to thrive in a fast-changing global economy. 

With a presence in over 24 countries and 200+ payment methods, including cards, bank transfers, and mobile money, our single API payment platform, Tingg, simplifies collections, disbursements, and reconciliations. It processes over 4.5 million transactions daily for market leaders across
sectors such as
Airlines, Telecoms, E-commerce, Ride-Hailing, Retail, and Remittances. 

By simplifying how people pay and get paid, we drive trust, commerce and scale – and connect companies to their ambitions.
 

Our Story:

Across Africa, payments are more than transactions. They are gateways to prosperity, connecting people, businesses and communities to opportunities and growth.

From enabling a logistics company in Lusaka to pay suppliers across borders, to enabling a hospitality brand in Lagos to scale effortlessly, to supporting an airline in Nairobi to reconcile payments from multiple platforms, Cellulant is the bridge that makes it all possible. 

Through trusted technology and customer-centric innovation, we build connections that inspire progress, strengthen economies and transform payments into a tool for progress.

Since our founding in 2003, we've continuously adapted and grown, leveraging our experiences to simplify payments for businesses. We are driven by an unshakable belief that seamless people-centred payments are the key to unlocking prosperity. 

Today, Cellulant powers online and offline payment processing, allowing businesses to collect payments, send payouts, and accelerate business growth.

Our Mission: 

To deliver seamless, secure and innovative payment solutions for businesses. 

Our Vision: 

To create a connected world where businesses move money as easily as they share ideas.

Role Overview:  

The Analyst: Accounts Receivable/Financial Accountant:Receivables & Reconciliation  is responsible for managing the end-to-end accounts receivable function, ensuring timely and accurate invoicing, collections, customer reconciliations, cash application and management of Fixed Assets. This role plays a critical part in maintaining cash flow, customer experience, and financial integrity in a fast-paced fintech environment. The role requires both precision and ownership across operations, controls, and reporting.

What You'll do:

1. Invoicing & Billing

• Generate and send accurate, timely invoices to customers across various product lines and markets
• Ensure billing aligns with contracts, usage data, and agreed pricing structures.
• Maintain customer billing records and ensure completeness and accuracy in billing systems.

2. Receipting & Cash Application

• Monitor bank accounts for incoming payments and post receipts against open invoices.
• Identify and follow up on unallocated or unmatched payments.
• Reconcile AR subledger to the general ledger on a monthly basis.

3. Collections & Customer Follow-Up

• Manage the full collections process — send payment reminders, follow up with customers, and escalate overdue accounts as needed.
• Build strong relationships with internal account managers and external customers to resolve queries and disputes.
• Maintain aging schedules and provide updates to management on overdue balances and expected collections.

4. Reporting & Month-End Close

• Prepare AR aging reports, bad debt provisions, and expected cash flow from receivables.
• Support month-end close with AR schedules, reconciliations, and journals (e.g. revenue deferrals, accruals, write-offs).
• Assist in cash flow forecasting by providing accurate AR inflow estimates.

 5. Internal Controls & Compliance

• Ensure adherence to internal controls over revenue and receivables, including proper documentation and segregation of duties.
• Identify risks and inefficiencies in the AR process and recommend improvements.
• Support external audits with AR schedules, confirmations, and reconciliations.

 6. Cross-Functional Collaboration

• Work closely with Sales, Customer Success, Operations, and Legal to resolve billing issues and ensure accurate customer data.
• Support the implementation and refinement of invoicing tools, ERP systems, and payment platforms.
• Provide finance input during onboarding of new products or commercial models, especially as they affect billing and collections.

What we are looking for:

• Degree in Accounting, Finance, or a related field; CPA/ACCA/ CFA Mandatory.
• 5+ years of hands-on AR experience in a multi-jurisdiction environment.
• Strong understanding of billing, collections, and cash application processes.
• Proficiency in accounting systems (e.g., NetSuite, or similar) and Excel.
• High attention to detail, self-driven, and able to take full ownership of the AR process.
• Excellent communication and interpersonal skills, especially in dealing with customers and internal teams.
  
  
  
  

Why this role matters?

As the Analyst: Accounts Receivable & Reconciliations, you are the vital link between our commercial success and our actual cash runway. You don't just manage ledgers; you directly fuel our liquidity and growth.
By owning the end-to-end billing and collections engine across multiple jurisdictions, you protect our financial integrity, optimize our cash inflows, and act as a critical touchpoint for our customers. Your precision ensures that our billing is flawless, while your collaborative approach across Sales, Operations, and Finance bridges the gap between complex commercial deals and sound accounting practices. Operating with full ownership, your work provides the financial clarity and steady cash flow required to fund our next phase of innovation and scale.

Why Work for Us?

At Cellulant, we are more than a payments company: we are bridge-builders. We believe that by simplifying the way people pay and get paid, we are connecting companies to their ambitions, people to opportunities, and Africa to the global economy. Our work goes beyond payments—it’s about what people, businesses, and communities can do when the movement of money becomes more dependable, seamless, and secure. 

Some exciting things about us...

• We have an extensive footprint: We have an office presence in 10 countries, and our products serve 24 countries across Africa, with a global workforce of about 300 employees. 
• We believe innovation is at the heart of Fintech: Thousands of market leaders and top enterprises trust our technology to power their payments. Our customers are in various sectors, including financial services, travel and hospitality, telecom, e-commerce, remittance companies, SaaS, and the gig economy. 
• We support a diverse and inclusive workforce: We focus on the growth and development of our employees through well-developed, individualised career paths, ensuring you reach your full potential in a supportive and delivery-oriented environment. 
• We put our employees first: At Cellulant, your contribution is rewarded competitively. We use clear career levels and role titles, and benchmark our base pay against data and a well-established internal process. Your actual salary will reflect your experience, skills, impact and the scope of the role, as well as our business needs and prevailing market conditions. We also offer generous personal time off, and medical and life insurance benefits (markets permitting).
• We seek collaborative builders: At Cellulant, we believe that great ideas happen when we come together. Therefore, we nurture a collaborative work environment that challenges, engages, and empowers each person to contribute to the growth and success of the business. 
• We solve Africa's digital economy: We’re solving payment challenges on the continent to create opportunities and accelerate economic growth for all of Africa.