Commercial Loan Officer

Bachelor’s degree; or equivalent combination of education, training and experience that provides the required knowledge, skills and abilities.

Typically less than three years lending experience. Knowledge of current bank lending procedures and policies, lending regulations (state and federal), lien laws, collection/bankruptcy regulations, and loan documentation. Knowledge of commercial lending and real estate field, including appraisals, deeds, and lien recording. May require knowledge of agricultural business and/or agricultural lending experience.

Ability to analyze financial statement and loan risk.

Possess good judgment skills. Ability to make decisions within prescribed guidelines, research and solve problems, work independently, handle confidential information and manage multiple tasks.

Thorough knowledge of bank products and services. Demonstrated skill in soliciting business for bank deposit products and loan services. Ability to identify client needs, present banking solutions and bank products. Ability to recognize closing opportunities and retain and grow customer relationships.

Ability to read, write, and speak English.

Excellent verbal, listening and communication skills. Strong customer relations skills and ability to work with employees and customers in a cooperative manner. Ability and desire to work as part of a team, and with people of diverse backgrounds.

Strong organizational skills and attention to detail.

Ability and desire to represent Central Bank of the Ozarks Market in the community.

Willingness to assume additional responsibilities, duties, and projects as they arise.

Ability to operate office equipment including PC’s, calculators, telephones, voicemail, and copy/printer/fax machines.

Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Ability to drive a vehicle. Must maintain a current, valid driver’s license and an acceptable driving record for bank insurance purposes.

This position requires registration with the National Mortgage Licensing System and Registry, (NMLS), as created under the S.A.F.E. Act.  The registration process can be found at the NMLS Resource Center located at http://mortgage.nationwidelicensingsystem.org