Credit Risk Portfolio Analytics Intermediate Analyst

The role is responsible for development, execution, and management of credit risk strategies for US credit cards. Role Summary: * Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses * Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards * Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolio * Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes * Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies. * Must be able to effectively provide updates and communicate key initiatives to senior risk management. * Analyze tests and performance using SAS and decision tree (CHAID/ CART) * Evaluate effectiveness of current policies and strategies Responsibilities: * Must have capability to clearly develop and communicate analysis * A good understanding of credit life cycle * Must have hands on expertise in developing and managing segmentations * Presentations to both technical and non-technical personnel are required to be made frequently as part of the job * Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities. Skills: * Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections * Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments. * Highly proficient in Excel/pivot tables and PowerPoint. * Exposure to project/process management * Strong communication and presentation skills targeting a variety of audiences * Flexibility in approach and thought process Strong influencing and facilitation skills. Qualifications: * 4+ years of relevant experience * Experience in risk analytics * Consistently demonstrate clear and concise written and verbal communication Education: * Bachelor's degree/University degree or equivalent experience \------------------------------------------------------ ## Job Family Group: Risk Management \------------------------------------------------------ ## Job Family: Portfolio Credit Risk Management \------------------------------------------------------ ## Time Type: Full time \------------------------------------------------------ ## Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. \------------------------------------------------------ ## Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. \------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.