Cred
Cred6mo ago

payout & settlement analyst

Bangalore · Bengalurufull timemid
OtherPayout & Settlement Analyst
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Quick Summary

Overview

CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.

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OtherPayout & Settlement Analyst
CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. 
 
CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. To build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. 
 
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join the payment operations team
  • track and monitor merchants, PGs and bank receivables and payables
  • conduct thorough validation checks to ensure accuracy and completeness of data before processing payouts, minimizing errors and delays
  • work with business, product & tech teams to ensure timely disbursements of funds to merchants/partners/vendors.
  • work closely with the reconciliation team to identify and resolve transaction exceptions
  • collaborate with cross-functional teams, including finance, reconciliation and operations, to optimize payout process
  • manage relationships with external stakeholders like merchants, payment gateways, banks & aggregators
  • proactively identify and investigate any anomalies or discrepancies in payout transactions, resolving issues promptly to prevent financial discrepancies
  • continuously evaluate and improve payout processes to enhance efficiency and streamline operations
  • develop comprehensive SOP and maintain transaction records for audit and compliance purposes
  • manage invoicing process for merchants/vendors as part of payout process
  • 2-3 years of experience in PG settlements, merchant payments, fund management.
  • adept with MS Excel, Word, PowerPoint, and similar tools
  • advanced analytical and problem solving skills
  • keen attention to detail
  • Listing Details

    Posted
    September 30, 2025
    First seen
    March 26, 2026
    Last seen
    April 23, 2026

    Posting Health

    Days active
    27
    Repost count
    0
    Trust Level
    31%
    Scored at
    April 23, 2026

    Signal breakdown

    freshnesssource trustcontent trustemployer trust
    Cred
    Cred
    lever
    Employees
    30
    Founded
    1995
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    Credpayout & settlement analyst