Senior Manager, Strategic Finance (Personal Loans)

Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together. 

• Own financial strategy and partner with senior leaders across Product, Marketing, Operations, Pricing, and Risk to drive business outcomes and performance
• Lead end-to-end financial modeling, forecasting, and scenario planning for high-impact initiatives
• Translate complex financial and operational data into clear, actionable insights for executive decision-making
• Build and refine driver-based models to evaluate ROI, pricing, profitability, and growth strategies
• Deliver executive-ready reporting, dashboards, and presentations to influence strategic direction
• Identify risks and opportunities, proactively guiding resource allocation and long-term planning

• 7+ years of experience in strategic finance, FP&A, investment banking, consulting, or corporate strategy
• Proven track record of owning high-impact financial initiatives and strategic projects
• Strong financial modeling and forecasting expertise with the ability to build complex frameworks
• Experience partnering with senior and executive leadership teams
• Strong business acumen with the ability to connect financial insights to broader strategy
• Excellent communication, analytical, and problem-solving skills with a high degree of ownership

• MBA, CFA, or other advanced degree
• Experience in fintech, lending, or financial services
• Familiarity with ERP or planning systems (e.g., Anaplan, Workday Adaptive, Hyperion)
• Experience with SQL, Python, or BI tools (e.g., Looker, Tableau)
• Experience driving process automation and scaling analytics capabilities

• This role will be based in the US.

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

• Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
• Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
• Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.
• Lead Together: Our success comes from how we work together. Leadership is not about titles—it is about action. We take ownership, drive results, and move forward as a team.
• Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.