Credit Officer II - Covered

United States·Spokanemid

OtherOfficer

3 views0 saves0 applied

Apply Now

Quick Summary

Key Responsibilities

Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank Manages client and prospect originations including initial credit structuring,

Requirements Summary

The Credit Officer II role is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products in

Technical Tools

OtherOfficer

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Responsibilities

~1 min read

→
Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank
→
Manages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closing
→
Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures
→
Monitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely manner
→
Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate
→
Participates in Regional and Market meetings to communicate credit delivery best practices and results

Collaboration
Decision Making
Loan Structuring
Underwriting
Written Communications
Analytical Thinking
Attention to Detail
Credit Documentation Requirements
Interpret Relevant Laws, Rules, and Regulations
Mentoring
Issue Management
Negotiation
Oral Communications
Prioritization
Risk Management

Requirements

~1 min read

10+ years of solid Commercial Banking experience
Experience in financial analysis, structuring, underwriting and portfolio management
Analytical/technical skills, including financial accounting, modeling and loan structuring
Strong communication skills; ability to communicate vertically, horizontally, and externally
Industry knowledge across multiple sectors

1st shift (United States of America)

US - WA - Spokane - 601 W Riverside Ave - Spokane Financial Center (WA2141)

Pay and benefits information

Pay range

$125,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.