Enterprise Lending Officer - San Jose

United States·San Josemid

OtherEnterprise

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Quick Summary

Requirements Summary

This job is responsible for providing Consumer Lending advice to new-to-bank clients and external business development. Key responsibilities include applying mortgage lending principles and familia

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OtherEnterprise

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Responsibilities

~1 min read

→Provides exceptional client care by providing advice oriented solutions with Consumer Lending and Core Banking products
→Engages in community development, outside sales activities, and external networking to responsibly grow client and market share
→Understands lending processes and credit guidelines to best develop solutions for each client's needs
→Manages daily client and loan pipelines with astute organization, follow up, and high degree of collaboration with loan fulfillment partners
→Leverages digital solutions, providing clients with a choice in preferred service pathways
→Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client advice conversations and fulfilling financial goals

Business Development
Client Management
Customer and Client Focus
Prospecting
Risk Management
Account Management
Client Solutions Advisory
Credit and Risk Assessment
Pipeline Management
Referral Identification
Attention to Detail
Credit Documentation Requirements
Issue Management
Networking
Relationship Building

Requirements

~1 min read

1st shift (United States of America)

US - CA - San Jose - 560 S WINCHESTER BLVD (CA3512)

Pay and benefits information

Pay range

$65,000.00 - $73,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Formulaic incentive eligible

This role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.