CG Credit Analyst/Assessor/Manager (AU HomeLoan & Lender experience) (021 - 993)

• →Minimum 5 years' experience in Australian mortgage lending, credit assessment, loan processing, mortgage broking, or a closely related role.
  Previous experience as a Credit Analyst, Credit Assessor, Credit Manager, or similar lender-side role.
• →Direct Australian lender-side credit experience is highly preferred, particularly experience reviewing, assessing, or making decisions on mortgage applications.
• →Strong understanding of the Australian home loan process, including application, assessment, approval, and settlement.
• →Experience reviewing borrower documentation and assessing loan applications.
• →Understanding of Australian lending policies, servicing requirements, and credit criteria.
• →Experience with AOL, Broker Engine, or similar Australian mortgage/lending platforms.
• →Experience working with self-employed borrowers and Low Doc lending is highly regarded.
• →Strong analytical and problem-solving skills.
• →Exceptional attention to detail and organizational skills.
• →Excellent written and verbal English communication skills.
• →Ability to manage multiple applications and competing priorities.
• →Proactive approach to identifying issues and finding solutions rather than simply waiting for instructions.
• →Willingness and ability to learn new processes and adopt the company's way of working.

Preferred Experience

• →Experience with a major Australian lender, non-bank lender, or mortgage aggregator.
• →Experience independently reviewing and assessing residential mortgage applications.
• →Experience preparing loan scenarios and lender quotes.
• →Experience communicating directly with Australian brokers, clients, and lenders.
• →Experience with self-employed borrowers, Low Doc applications, and more complex lending scenarios.
• →Experience handling loan applications for property purchases, including apartments.
• →Experience with credit assessment, servicing calculations, valuations, and lender policy interpretation.
• →Strong CRM and mortgage software experience.

Ideal Candidate

• →The ideal candidate has a strong foundation in Australian mortgage credit and understands how lenders assess and process home loan applications.
• →Our first preference is someone with direct lender-side credit experience, similar to a Credit Analyst or Credit Assessor who has personally reviewed and assessed mortgage applications.
• →However, we are also open to candidates who may not have every skill required from day one. A smart, ambitious, analytical Credit Analyst who is eager to learn and willing to be trained in our processes can be a strong fit for the role.
• →We're looking for someone who is proactive, inquisitive, capable, and willing to take ownership. You should be comfortable asking questions, understanding the reason behind a process, identifying problems, and learning how to do things correctly rather than simply waiting to be told what to do.
• →The successful candidate will work closely with the other team member as her understudy, learning from her experience while progressively taking greater ownership of credit and loan applications.
• →Technical knowledge is important, but we're equally focused on finding someone with the capability, attitude, initiative, and willingness to learn to become a strong long-term member of the team.

Work Arrangement & Expectations:

This is a remote role that will be set up as an independent contractor engagement.

To ensure alignment and transparency, successful candidates will be expected to:

• →The candidate must work exclusively with the client’s business from their hire date and must not have any other ongoing employment, client work, freelance engagements, or side hustles.