Senior Underwriter — Strategic Growth & Risk

This is a senior underwriting opportunity for an experienced insurance professional who wants to influence more than individual risk decisions. You will evaluate complex property and casualty risks while keeping long-term portfolio profitability and sustainable growth in focus. The role combines technical underwriting judgment with strategic thinking, market awareness, and relationship building. You will serve as a trusted advisor to independent insurance agents, providing guidance and creative solutions that encourage strong business partnerships. You will also identify emerging trends, growth opportunities, and process improvements that can strengthen the broader underwriting operation. The position offers significant autonomy in a remote environment and the opportunity to contribute ideas that shape underwriting strategy. It is well suited to an analytical, curious, and relationship-oriented underwriter who enjoys solving complex problems and improving how things work.

• 5+ years of Property & Casualty underwriting experience, with experience in homeowners, dwelling property, personal lines, commercial property, specialty, or Excess & Surplus (E&S) lines.

• Proven experience evaluating new business, renewals, endorsements, and policy changes.

• Experience working directly with independent insurance agents and building trusted agency relationships.

• Demonstrated ability to make independent underwriting decisions within established authority levels.

• Strong analytical skills and the ability to connect individual risk characteristics with broader portfolio, market, and profitability considerations.

• Excellent written and verbal communication skills, with the confidence to explain underwriting decisions and provide strategic guidance to agency partners.

• Strong judgment and intellectual curiosity, with the ability to investigate ambiguous or complex risks and identify creative but disciplined solutions.

• Ability to recognize patterns across data, market developments, agency behavior, and emerging risks and translate those insights into action.

• Demonstrated bias toward continuous improvement and the ability to question existing processes constructively.

• Strong relationship-building skills and a consultative approach to working with external partners.

• Ability to work independently in a remote environment while managing competing priorities without compromising quality or accuracy.

• CPCU, CIC, AINS, CRM, or another insurance designation is a plus.

• Excess & Surplus Lines experience is valued but not required.

• Bachelor's degree in Business, Risk Management, or a related field is preferred.