Payments Engineer

Mercor's mission is to organize human intelligence to power the AI economy. We're a leading AI data company, building the layer between human expertise and frontier models. Millions of domain experts on the platform are paid over $4 million per day to train frontier AI models. Mercor's APEX benchmark family measures AI's real-world impact on professional work. Mercor Enterprise brings this same infrastructure to Fortune 500 companies: helping companies capture how their best people actually work, translating that expertise directly back into agents.

Mercor is creating a new category of work where expertise powers AI advancement. Achieving this requires an ambitious, fast-paced and deeply committed team. You’ll work alongside researchers, operators, and AI companies at the forefront of shaping the systems that are redefining society. Mercor is a profitable Series C company valued at $10 billion. We work in-person five days a week in our San Francisco, NYC, or London offices.

Payments is the core infrastructure of our marketplace, not a back-office function. As our AI systems scale to evaluate, place, and compensate millions of workers across geographies, we are investing in making our financial systems deterministic, observable, and resilient because the models that route talent are only as good as the infrastructure that pays them. In a matter of months, we've gone from moving hundreds of thousands of dollars to hundreds of millions across our platform: what used to work at $200K won't work at $200M.

The mission of the Payments group at Mercor is to be the financial and commercial backbone of the company.

We ensure that:

• Money moves deterministically and reliably at scale

• Failures are surfaced proactively, not reactively

• Ledger, payout, and settlement systems are observable end-to-end

• Root causes are fixed, not patched

• Automation replaces manual intervention wherever possible

We operate at the intersection of Engineering, Finance, Product, Ops, and Fraud. Our mandate is to transform payments from manual orchestration into resilient financial infrastructure.

This role exists to help build the financial backbone that supports the next 1000x. We are looking for a senior engineer to help harden and scale Mercor’s payments platform.

You will work on:

• Flow-level observability across payout → settlement → reconciliation

• Reliability engineering for distributed payment systems

• Instrumentation and monitoring of financial primitives (ledger, payout orchestration, settlement ingestion)

• Automation to eliminate manual treasury and payout workflows

• Root-cause driven system redesign

This role requires someone who understands that payments infrastructure is both a technical and financial system, where correctness matters as much as uptime.

We’ve grown from ~$200K in payment volume to ~$200M in a short window. The systems weren’t designed for this scale, and that’s exactly why this role matters. If you like building planes mid-flight, this will feel familiar. We are no longer building “payment features.” We are designing sustainable financial infrastructure for a rocketship. If that sounds energizing, keep reading.

You’ll be working at the core of Mercor, scaling the core systems used by thousands of experts working on the frontier of AI.

That means:

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  Automating payout orchestration (no more human-triggered scripts)

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  Building a real operational ledger (immutable, auditable, boringly correct)

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  Designing settlement ingestion + reconciliation pipelines

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  Improving observability across payout → processor → bank flows

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  Eliminating recurring payment bugs at the root cause

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  Reducing manual treasury overhead

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  Abstracting processor dependencies so we’re not locked in

If you want to join a rocket ship and build the systems that let it keep accelerating, this is that role.

We are seeking engineers who embody an operational mindset and system-level thinking, prioritizing reliability, correctness, and automation.

• Bi-annual performance bonus structure

• Generous equity grant vested over 4 years

• Up to $15k Relocation bonus

• $10K housing bonus (if you live within 0.5 miles of our office)

• $1.5K monthly stipend for meals

• Free Equinox membership

• $200 monthly laundry reimbursement

• $200 monthly personal wellness reimbursement

• Health, Dental, Vision insurance