Mobile Architect (POS Terminal)

Moniepoint is an all-in-one financial services platform for emerging markets and the second-fastest growing company in Africa.
Since 2019, Moniepoint’s technology has powered over 3 million people, offering personal and business banking, payment, credit and business management tools to help them succeed. Moniepoint processed $182 billion in 2023, and currently processes the majority of the POS transactions in Nigeria.

As a Mobile Architect (POS-Terminal) at Moniepoint, you will be responsible for designing and leading the architecture of our POS terminal solutions across multiple platforms. You will ensure the scalability, security, performance, and reliability of our POS systems and related applications, including mobile apps for repair scheduling and maintenance. While the majority of our terminals are currently based on Android Native, your expertise in cross-platform solutions (e.g., Flutter, C, JavaScript) will be crucial as we expand and diversify our portfolio.You’ll play a critical role in shaping the direction of our POS-related products, collaborating with cross-functional teams, and ensuring the technical vision aligns with the company’s broader strategic goals.

Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth.

• →Lead the design and architecture of POS terminal solutions, ensuring security, scalability, performance, and integration with various hardware and payment systems.
• →Develop and maintain architectural documents and diagrams for POS terminal systems, ensuring all platforms are well documented and up to date.
• →Make architectural decisions on POS terminal software, integrating various payment technologies, EMV standards, and ensuring hardware compatibility.
• →Lead the development of POS-related applications
• →Optimize system performance and security, particularly around payment processing and EMV protocols.
• →Participate in planning sessions with product and engineering teams to ensure solutions meet market needs and business goals.
• →Conduct code reviews and ensure best practices for mobile and embedded systems development, especially for Android Native development.
• →Define and enforce software engineering best practices across the POS and related teams to improve efficiency and developer productivity.
• →Ensure the stability and reliability of POS terminal products and applications, monitoring system performance and troubleshooting as necessary.
• →Provide technical mentorship to engineering teams, helping them grow their skills and contribute to the broader technical vision.
• →Participate in the hiring process, screening engineers with expertise in POS systems, mobile, and embedded development.

• At least 8 years of experience in system design, architecture, and development, specifically in the POS terminal domain.
• Strong expertise in Android Native development (Java/Kotlin), with a deep understanding of Android-based POS terminal solutions.
• Experience in cross-platform mobile development, such as Flutter, and familiarity with other POS application platforms (e.g., C, JavaScript) is a plus.
• Strong knowledge of EMV (Europay, Mastercard, and Visa) security protocols, including chip-based transactions, encryption, and key management.
• Experience with hardware integration for POS devices, such as card readers, pin pads, printers, and other peripherals.
• Deep understanding of payment systems architecture, including integration with payment processors and gateways.
• Knowledge of software quality assurance principles and their application in financial systems.
• Excellent problem-solving skills with an ability to manage complex system interactions and adapt to changing requirements.
• Strong communication skills, capable of presenting complex technical concepts clearly to both technical and non-technical stakeholders.
• Leadership abilities with a focus on mentoring engineers and driving process improvements within the team.

• Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance,annual bonus, plus other benefits.

• A preliminary phone call with one of our recruiters
• A Coding Session.
• A technical panel interview session with the Engineering Team
• A behavioral and technical interview with a member of the Executive team.