Senior Fraud Analyst

At Mudflap, we're modernizing the $1 trillion trucking industry, the backbone of the U.S. economy. By helping over 100,000 underserved small businesses save over $1.5 billion on fuel, Mudflap has quickly grown into a profitable fintech platform that processes billions in annual payment volume.

As a Senior Fraud Analyst, you will help shape Mudflap’s fraud strategy as we scale our payments platform and expand into new products and payment rails. You’ll combine deep analytics, strong fraud intuition, and cross-functional leadership to identify emerging threats, design effective controls, and balance loss prevention with customer experience and growth.

This is a highly visible role for someone who wants to move beyond investigating individual cases and build the systems, strategies, and analytical frameworks that determine how a growing fintech manages fraud at scale.

• 5+ years of experience in fraud strategy, risk, or payments, ideally within fintech or a high-volume payments business

• Hands-on experience developing and optimizing fraud strategies, including rules, controls, monitoring, and loss management

• Strong analytical skills with advanced SQL; proficiency with Python and spreadsheets preferred

• Experience analyzing transaction data to identify fraud patterns, vulnerabilities, and root causes

• Strong judgment balancing fraud loss, customer friction, growth, and profitability

• Experience partnering with Data Science, Product, Engineering, and Operations to implement fraud solutions

• Familiarity with card payments, ACH, digital payments, or other complex payment ecosystems

• Ability to turn ambiguous data into clear recommendations and action

• High ownership, curiosity, and comfort operating in a fast-changing environment

Mudflap is on a mission to transform the trucking and logistics industry by leveling the playing field for owner operators and small fleets. Backed by top-tier venture investors, including QED, Matrix Partners, Commerce Ventures, NFX, and 500 Startups and included in the Forbes Fintech 50 list, Mudflap offers fleet fuel management solutions. Our core team hails from Disney, Uber, Procore, DoorDash, Google, Meta, Capital One, Affirm and Brex.

Here are the core values that we believe in and look for in new teammates:

• Be Customer Obsessed: We deeply understand customer needs and put our customers at the center of everything we do

• Make it Count: Act like an owner by focusing on the impact of your work

• Find a Way: Be a creative problem solver who pushes past roadblocks to win for our customers and our teammates

• Sweat the Details: We keep our standards high and achieve them by paying attention to every detail

• Be Curious: Use a growth mindset to question assumptions, take calculated risks and stretch the boundaries of what’s possible