Staff Software Engineer (Money Engineering), Otter - New York City

At Otter, we're building the definitive operating system for restaurants. The Money team is the financial engine at the core of our platform, responsible for ensuring that every dollar is processed, moved, and accounted for with impeccable accuracy and reliability. We build the critical infrastructure that allows restaurants to process payments, get paid and grow their business.

We are looking for a seasoned Staff Software Engineer to help us design and build the next generation of our financial products. You will tackle complex challenges in payments, money movement, fraud prevention, and financial reconciliation.

Learn more about us at: https://tryotter.com

• →Drive the architectural vision for the Money Platform to support Otter’s growth over the next 3–5 years
• →You act as a force multiplier for the team through advocacy of technical solutions and operational processes.
• →You will foster a culture of quality and ownership on your team by setting code review and design standards, and advocating for them beyond your team through your writing and tech talks.
• →Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
• →You will help develop talent on the team by providing feedback and guidance, and leading by example.

We value engineers who are passionate about building resilient, trustworthy financial systems and are excited to solve complex problems in the money domain.

• Proficiency in backend programming languages like Java or Go.
• Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
• Experience with cloud platforms like AWS, Google Cloud, or Azure.
• Understanding of RESTful APIs, microservices, and distributed systems.
• Strong debugging and problem-solving skills.

• 8+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
• Experience leading cross-functional technical initiatives. Proven track record of defining multi-year technical roadmaps for complex domains.
• Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
• Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
• Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
• Knowledge of fraud detection techniques and experience building or integrating with risk management systems.

Actual compensation will be determined on an individual basis and may vary depending on experience, skills, and qualifications.

Base salary is just one part of your total rewards package. You may also be eligible for equity awards and an annual performance-based bonus.

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