Payjoy5mo ago

Financial Analyst

Bogotá,BogotaFull-Timemid

Finance & AccountingFinancial Analyst

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Quick Summary

Overview

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.

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Finance & AccountingFinancial Analyst

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Financial Analyst is responsible for supporting FP&A functions, budgeting & forecasting, product profitability analysis and processes, and financial reporting to senior leadership.

Assist in budgeting, forecasting, variance analysis processes and modeling in support of PayJoy’s aggressive goals.

Develop financial models (top-down and bottom-up) for budgeting, business forecasting, company health, and pricing evaluation.

Prepare monthly, quarterly, and annual financial reports for management, including evaluating financial performance by comparing actual results with budgets and forecasts, and other financial metrics.

Support to model the value of future partnership opportunities.

Collaboration with departments to gather data for financial analysis, included work closely with the accounting team to gather financial information and assist with the reconciliation of Local GAAP versus US GAAP, and Support operations in making payments to merchants and reconciling the transactions with accounting by helping with the assignment processes to the FIDC.

Work closely with the superior to support ongoing daily functions.

Bachelor’s degree in Finance, Statistics, Economics or related studies.

Eexperience in financial planning & analysis, budgeting, forecasting, and financial reporting, in a fast-paced, high-growth environment.

Strong analytical mindset with a keen attention to detail, a proactive approach to problem-solving and forecasting skills to ensure healthy financial planning and operations control.

Understanding of corporate finance, accounting principles, and financial reporting standards (GAAP, NIF).

Advanced knowledge of excel, google suite and data analysis software.

Experience with Netsuite, PBCS/Hyperion is a plus.

100% Company-funded Health for employees and immediate family members

Life Insurance

Indefinite-term contract

20 days of vacations, unlimited sick leave

$2,000 USD annual Co-working Travel perk

$2,000 USD annual Professional Development perk

Phone finance, headphone benefit, home office equipment allowance and wellness perks

Catered lunches