Senior FinCrime Analyst Italy

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

✨ Your mission

As a FinCrime Analyst, you will play a crucial role in ensuring the safety and compliance of our financial operations. Operating within the Financial Crime team, which collaborates closely with Compliance, Legal, and Operations, you will be instrumental in detecting and addressing risks related to money laundering, fraud, sanctions, and other illicit activities. Your expertise will contribute to protecting the company’s reputation and ensuring regulatory compliance, with a specific focus on the Italian market and corporate customers.

• You have 5 years of experience in financial crime, fraud, or AML within Fintechs, Payment Institutions, EMIs, or traditional banking environments, with focus on corporate clients.

• You have hands-on experience with the Italian AML framework, including UIF indicators of anomaly and Suspicious Activity Reporting (SOS).

• Familiarity with transaction monitoring tools and AML regulations (e.g. FATF recommendations, EU AML directives, Italian AML Law – D.Lgs. 231/2007) is a must.

• You possess strong analytical skills and a detail-oriented mindset.

• You are able to work autonomously on complex cases while collaborating effectively with the MLRO and senior stakeholders.

• You demonstrate strong written and verbal communication skills, in both Italian and English.

• Prior experience with Infostat-UIF is considered a strong asset.

• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

✨  Perks of being a Swanee:

• A 30-min call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions

• Hiring Manager Interview with Anthony, Lead FinCrime

• Case study and debrief with our Italian AMLRO, Lorenzo

• Peer Interview with one of our FinCrime team members

• Last Interview with our Chief Risk Officer, Stéphie