Financial Analyst

Job Summary:
Conducts financial analysis of the enterprise's financial performance and produces balance sheet and
income forecasting information in support of an effective accounting/finance function. Produces financial
reports in one or more area of the bank. May analyze trends and make recommendations.
Job Duties and Responsibilities:

Conducts ad hoc financial analyses to aid senior management in the decision-making process
impacting both the short- and long-term financial stability of the firm.
• Participates in the development and formulation of analyses that forecast the cost effectiveness of
new products and policy changes that affect the financial condition of the Bank.
• Generates forecasts and analyzes trends in sales, finance or other related areas of interest.
Researches and analyzes rates of return, depreciation, investments and other financial indicators
and provides findings to management.
• Participates in performing specialized financial or planning functions such as reporting, budgeting

and analysis. Prepares, maintains, analyzes and reports on organizational, business unit or
departmental budgets as requested.
• Conducts analyses and determines various input assumptions for financial forecasts, including
loan and deposit portfolio analytics, non-interest income, and non-interest expense.
• Works with business units to create financial models designed to continue the firm's
transformation to an assumption-based budgeting/forecasting process. Supports the transition to
an assumption-based budgeting/forecasting model.
• May cross train with others within Finance, as appropriate.

 

Minimum Education: Bachelor's Degree in Business Administration, Finance, Accounting, or related field. 

 

Minimum Experience:  Two years of financial analysis experience or an equivalent combination of enhanced education and experience. 

• Knowledge of database management and report
• General understanding of the impact that various economic and interest rate environments have
on the financial performance and products within a mid-size regional bank.
• Proficiency creating complex financial models.
• Project management skills and the ability to work on multiple priorities simultaneously.
• Skill in communicating technical subject matter to senior managment.
• Good verbal and written communication skills and the ability to communicate effectively with coworkers
on various levels.
• Proficiency using Microsoft Excel and other MS Office