Senior Backend Engineer, Cashalo

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

We're looking for a Senior Backend Engineer to join the the team building Cashalo. You'll play a key role in building and scaling the core technology that powers financial access for millions of Filipinos - working on product-facing features, platform reliability, and technical initiatives across our .NET and Azure stack.

This is a high-ownership IC role on a lean, globally connected team. You'll work closely with product, credit, and engineering colleagues across APAC, with a global team to leverage when needed.

• Build and maintain robust backend services and APIs using .NET (C#) that power Cashalo's lending products

• Take ownership of features end-to-end — from requirements through to deployment — working closely with product and business stakeholders

• Contribute to platform reliability, observability, and deployment practices on Azure

• Help uplift the team through code reviews, knowledge sharing, and a high bar for quality

• Demonstrated hands-on experience in .NET (C#) building production-grade backend systems

• Strong experience with SQL Server — relational data modelling, query optimisation, and schema management

• Experience building on a public cloud platform (Azure, AWS, GCP)

• Strong fundamentals in designing and consuming REST APIs

• A product engineer mindset - you care about solving real user and business problems, not just writing clean code

• Comfortable operating with autonomy in a fast-moving, lean team where ownership and initiative are valued

• Experience in fintech or lending is a plus