Senior Backend Engineer, NIRA

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

NIRA is building a consumer credit platform for Middle India, targeting ~200m underservied people. Active in 5000+ cities and processing 15,000+ loan applications/day, NIRA is backed by and integrated with US-based Tilt.

We’re looking for a strong Senior Software Engineer to join NIRA’s engineering team. You will have the opportunity to shape strategy for the infrastructure and product roadmap. This role will give you the ability to have a direct and outsized impact on technical projects, leading to enormous potential for career-growth.

• Work closely with the local NIRA Engineering team, and partner with the broader APAC Engineering team to increase the scale our platform can handle.

• Expand the platform to support multiple financial products and underlying instruments.

• Drive iterations on credit policy and improve credit decision systems.

• Collaborate with product, credit/finance, compliance, support and analytics teams.

• 7+ years of experience

• Strong experience using Java (ideally .net too).

• Demonstrated experience working in AWS-native environments, using tools like DynamoDB, Athena and Lambda.

• You have experience with scaled technical solutions - have worked on projects to increase the scaleability of a platform.

• Clear communicator, ability to clearly articulate technical solutions and collaborate with colleagues globally.

• Product Engineer mentality - own your solutions from start to finish.