2027 Commercial Banking Development Program - Credit Analyst - Phoenix, AZ - Hotel Franchise

United States·Phoenixmid

Finance & AccountingCredit Analyst

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Quick Summary

Key Responsibilities

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers,

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Finance & AccountingCredit Analyst

2027 Commercial Banking Development Program - Credit Analyst - Phoenix, AZ - Hotel Franchise

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Responsibilities

~2 min read

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

Hotel Franchise Finance. Western Alliance Bank is seeking a credit analyst to join one of the largest hotel lending teams in the United States. With a portfolio of over $5 billion in hotel assets, this fast-paced environment will expose you a variety of hotel types with major hotel ownership groups across the country. The ideal candidate will thrive in a task-oriented workflow and will possess strong analytical and communication skills. You can hope to gain an understanding of hotel real estate and commercial lending, while benefiting from team leadership with decades of experience in hotel underwriting.

→Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
→Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
→Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
→Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

Completion of an Accounting course.
Bachelor's degree or equivalent experience required.
GPA of 3.0 or higher is required.
Strong analytical, conceptual, communication, leadership, and organizational skills.
An interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry level speaking and writing communications skills.

What We Offer

~1 min read

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.