Commercial Production Partner

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Commercial Production Partner, you will serve as a trusted credit and production advisor within the Commercial Banking Center, helping drive sound credit decisions, portfolio quality, and exceptional client experiences. In this highly collaborative role, you'll partner closely with Relationship Managers and leadership to structure complex commercial transactions, identify opportunities for growth, and proactively manage risk across a diverse commercial portfolio.

 

Partner with Relationship Managers and clients during calling activities to evaluate deal readiness, credit considerations, and transaction structure while developing clear recommendations.

Analyze financial statements, tax returns, credit reports, cash flow information, and industry trends for prospective and existing commercial clients.

Prepare and review credit analyses, risk assessments, loan modifications, renewals, and extensions for commercial lending opportunities.

Advise Relationship Managers on deal structuring, credit positioning, and risk mitigation strategies before submission for credit approval.

Ensure credit packages and documentation meet quality standards, regulatory requirements, and bank policy expectations.

Maintain, organize, and update loan documentation and credit files to support accurate underwriting and portfolio management.

Monitor portfolio performance, including covenant compliance, loan maturities, delinquencies, and risk ratings.

Identify emerging borrower and portfolio risks and recommend appropriate actions to leadership and Relationship Managers.

Serve as a subject matter resource on commercial lending, credit administration, loan structure, and risk management practices.

Partner with Commercial Banking Center leadership to support portfolio priorities, execution efficiency, client retention, and growth objectives.

Help identify opportunities to improve processes, Relationship Manager effectiveness, and overall client outcomes.

Support compliance with bank policies, security requirements, regulatory standards, and credit risk management protocol

You have a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). 

An equivalent combination of education and experience can be considered in lieu of a degree.

You have 6 or more years of relevant experience in commercial banking, credit analysis, financial analysis, or financial risk management (Required).

You bring advanced financial analysis skills and can confidently assess financial statements, cash flow performance, and tax returns for businesses and individuals with complex financial structures.

You have a strong understanding of commercial lending, credit underwriting, and risk assessment principles.

Understand business entity structures and can identify appropriate borrowing and guarantor relationships.

You are skilled at monitoring portfolio health, including covenant compliance, risk ratings, concentrations, maturities, and loan performance.

You communicate effectively with clients, business partners, and leadership through clear verbal and written communication.

Build trusted relationships and can support client needs independently when necessary.

You recognize opportunities to deepen client relationships through collaboration, retention efforts, and cross-functional teamwork.

You are highly organized and able to manage multiple priorities while maintaining strong attention to detail.

You are proficient with Microsoft Office applications, including Word, Excel, Access, and other business software tools.

You maintain a strong understanding of federal and state laws and regulations governing commercial lending activities.

 

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."

 

Review Banner's employee benefits at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.