Senior Manager, Financial Planning and Analysis

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country.

Our Support teams work with multiple departments in a dynamic environment that promotes flexibility and autonomy, while offering the opportunity to collaborate with a diverse group of professionals. We work to comply with our company standards, exceed customer expectations, and drive our Great Place to Work culture. We deliver high-quality services aligned to business needs, driving innovative improvements that support our company strategy and modern operating principles.

• This position will work from home; occasional planned travel to our Southfield, Michigan office may be required.  However, this position is permitted to work at our Southfield, Michigan office if requested by the team member.
• Lead the operating expense budget management process, including budget development, monthly monitoring, spend governance, variance analysis, and alignment with business priorities.
• Partner with executive leaders and business owners to evaluate spending trends, identify risks and opportunities, and recommend actions that support budget discipline and resource allocation.
• Provide clear financial insights, budget performance reporting, and executive-level recommendations to support expense management, efficiency improvements, strategic decisions, and profitability objectives.
• Challenge spending assumptions, business cases, and investment requests to ensure resources are aligned with strategic priorities, expected returns, affordability, and budget implications.
• Establish budget accountability with department leaders through regular reviews, clear variance explanations, and agreed-upon action plans.
• Coach, mentor, and develop direct reports providing financial planning and analysis support to other operational areas of the business.
• Perform special projects and other duties as assigned.

• Strong executive presence with the ability to influence, challenge, and advise senior leaders while maintaining credibility and financial discipline.
• Ability to connect financial analysis, budget performance, business strategy, and operational priorities to support effective resource allocation decisions.
• Strong communication skills, including the ability to translate complex financial information into clear insights for executive leaders, business owners, and non-financial audiences.
• Strong problem-solving, analytical, budgeting, and financial modeling skills, with the ability to make practical business recommendations.
• Organized, self-driven, and able to meet deadlines while remaining calm and focused in challenging situations.
• Receptive to feedback and committed to continuous improvement.

• Bachelor’s degree in accounting or finance
• Minimum 8 years of equivalent financial analysis or accounting experience
• Minimum 5 years of experience in a corporate budgeting role
• Solid understanding of corporate finance and accounting
• Strong proficiency with Power BI, Power Query and MS Excel

• Experience in the Financial Services Industry
• Knowledge of financial application software (e.g. Oracle Financials, Planful)
• CPA or MBA preferred

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department