Regulatory Affairs Counsel

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

• →Manage and coordinate CCM’s responses to regulatory examinations, audits, and information requests from federal and state agencies.
• →Ensure that CCM complies in all material respects with state and federal regulatory requirements through independent research and evaluation.
• →Collaborate with the Chief Compliance Officer on developing effective strategies for examination preparedness and remediation.
• →Collaborate with business stakeholders to gather, review, and organize documentation and data responsive to examination requests.
• →Track and manage examination findings, corrective action plans, and remediation timelines to ensure timely resolution.
• →Develop, review, and amend policies and procedures as changes in regulations, examination feedback, or requirements are identified.
• →Regularly report to the EVP, Attorney, Regulatory Counsel on examination matters requiring attention while providing recommendations.
• →Other legal and compliance responsibilities, as assigned.

• 3+ years of mortgage lending experience, with at least 1 year in a regulatory examination or audit-focused role.
• Experience managing or supporting regulatory examinations conducted by agencies such as state regulators, the CFPB, or prudential regulators.
• Experience with a loan origination system; Encompass, preferred.
• Knowledge of consumer mortgage lending laws and regulations, including TILA/Reg Z, RESPA, ECOA, and HMDA, as well as state regulatory requirements.
• Excellent communication, critical thinking, and problem-solving skills.
• Skilled at navigating dynamic regulatory environments.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.