Sr. Compliance Associate (Hybrid)

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. 

Reporting to the Sr. Manager of Compliance, the Sr. Compliance Associate supports the development and implementation of programs, policies, and practices to help ensure that business units' activities follow regulatory requirements. This role assists in maintaining programs, policies, and practices related to regulatory compliance in support of broader compliance objectives. Helps track laws and regulations that might affect the organization's policies and supports the implementation of necessary changes, in consultation with the Advisory team members supporting Small Business (SMB) and Consumer lending businesses.

• →Support compliance efforts across business units by gaining and maintaining working knowledge of federal and state consumer protection laws and regulations, particularly lending laws including but not limited to UDAP/UDAAP, ECOA, FCRA, TILA, TCPA.
• →Research and support compliance team members in responding to compliance questions and requests from business units, escalating complex or ambiguous matters to senior Advisory team members.
• →Support compliance diligence reviews and responsibilities related to third party risk management, customer complaints, compliance testing, compliance risk assessments, or other compliance related-initiatives as they arise.
• →Help identify compliance and operational risks in the compliance system and business processes; assist in root cause analysis and in developing recommendations, in consultation with the senior Advisory team members.
• →Act as a point of contact between business units and the Advisory team in supporting internal or external audit requests, the implementation of compliance controls arising from compliance audits, testing findings, and/or examination findings, and follow-up on actions or responses.
• →Support efforts to identify gaps in the compliance program and participate in implementing changes to policies, processes, and procedures.

• Bachelor’s degree required
• Regulatory compliance experience in a lending industry is a plus (e.g., installment lending, bank, mortgage company, thrift or credit union, commercial or consumer lending, etc.)
• Strong exposure in the implementation, training and/or monitoring of business operations for compliance with laws and regulations and established policies, business rules and procedures
• Willingness to learn and assist with other compliance-related projects and initiatives
• Excellent writing and oral communication skills
• Strong organizational skills with the ability to manage multiple deadlines
• Can work independently or in a team
• Willingness to learn and assist with other compliance-related projects and initiatives
• Proficiency and self-sufficiency in Microsoft Office and Google applications (namely, Word Excel, Google Docs, Google Sheets). Experience with AI applications (Claude, Gemini, etc.) is a plus

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions. 

Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here. 

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