Eqbank14d ago

Senior Backend Engineer

Toronto,TorontoFull Timesenior

EngineeringOtherBackend EngineeringSenior Backend Engineer

0 views0 saves0 applied

Apply Now

Quick Summary

Overview

Join a Challenger Being a traditional bank just isn’t our thing, so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.

Technical Tools

EngineeringOtherBackend EngineeringSenior Backend Engineer

Join a Challenger

Being a traditional bank just isn’t our thing, so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.

How do we get there? With a talented team of inquisitive and agile challengers that break through the status quo. So, if you’re passionate about redefining the future of banking—while having fun—this could be your next big opportunity.

Our company continues to grow, and today we serve more than 800,000 customers across Canada through Equitable Bank, Canada's Challenger Bank™, and have been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together we have over $142 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives. Our customers have named our EQ Bank digital platform (eqbank.ca) one of the top banks in Canada on the Forbes World's Best Banks list since 2021.

Fraud engineering at EQ Bank isn’t about adding more rules or process.

It’s about designing systems that behave clearly, predictably, and responsibly as we grow—so we can protect customers while moving fast with confidence.

Our Fraud Engineering team builds the platform that protects customers across onboarding, transactions, account changes and money movement.

This role is focused on designing systems that make consistent fraud decisions under uncertainty, not just implementing features
Engineers are expected to own services end-to-end across boundaries, including behavior in production
Success is measured by clarity of system behavior, not volume of features delivered

Design and own backend fraud services end‑to‑end: Own service architecture, APIs, data flows, and production support for fraud decisioning systems across the customer lifecycle.

Define clear service boundaries and contracts: Improve system clarity through well‑defined, testable API and event contracts between channels and downstream fraud platforms.

Build scalable, event‑driven fraud capabilities: Design and evolve real‑time and asynchronous pipelines that enforce fraud and risk decisions reliably at scale.

Improve observability and explainability of fraud behavior: Make fraud outcomes traceable, debuggable, and understandable through runtime signals, logging, and metrics.

Enable safer, more predictable rollout of new protections: Reduce coupling between fraud logic and release cycles to allow faster, lower‑risk deployment of new controls.

Reason about failure modes and edge cases: Ensure systems behave predictably under partial failure, latency, or unexpected inputs.

Increase confidence in production behavior: Implement and evolve API‑level testing and observability to validate real‑world system behavior.

Strong backend engineering experience in production systems at scale.

Strong experience in a statically typed backend language (Java / Spring Boot preferred)

Experience building distributed, event-driven systems

Proven ability to design clear APIs and durable data contracts

Comfort reasoning about system behavior under risk, failure, and edge cases

Ownership mindset across design, deployment, and production support

Experience making systems observable, testable, and predictable in production

Fraud experience is a plus, but not required; experience building systems that must behave predictably under real-world conditions is essential