Credit Underwriter I/II-Commercial Real Estate Banking

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• →Leads the credit analysis process with the support of other analysts and associates
• →Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
• →Monitors operating performance and financial condition, proactively identifying issues and opportunities
• →Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• →Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• →Has credit approval for certain credit actions
• →Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
• →Gathers, manages and reviews additional due diligence and third-party reports once deal is mandated
• →Prepares credit packages and circulates for approval
• →Responsible for Flood Process and regulatory data capture associated with deal closings
• →Completes renewals, material modifications and extensions (non-preapproved)
• →Completes Treasury-related requests, including card and ACH facilities for credit clients only 
• →Partners closely with the Credit Officer and Loan Administration team in loan closings

• 2+ yrs experience as a credit underwriter within corporate or commercial banking

• 3+ yrs experience as a Commercial Real Estate credit underwriter covering large private CRE enterprises, CRE private equity funds, or public REITs
• Proficiency with Credit Center

• Attention to Detail
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Credit and Risk Assessment
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization