HEAD OF RISK & COMPLIANCE

Our client, a Karachi-based, State Bank of Pakistan (SBP) regulated Electronic Money Institution (EMI), seeks to appoint an experienced professional for the following role.

As a Head of Risk & Compliance, you will be responsible for establishing, leading, and managing the Company's enterprise risk management, regulatory compliance, and governance framework.

• →Regulatory Compliance Framework – Design, implement, and maintain the Company's enterprise risk management, regulatory compliance, and governance framework in line with SBP, SECP, FATF, and other applicable regulatory requirements.
• →AML/CFT & MLRO Responsibility – Act as the Company's designated MLRO, with statutory responsibility for AML/CFT compliance, including transaction monitoring, customer due diligence, and suspicious transaction/currency transaction reporting to the FMU.
• →Fintech & Payments Compliance – Ensure ongoing compliance with EMI, PSP, Company, and other fintech-specific regulatory requirements, and monitor emerging regulatory developments across digital payments and financial services.
• →Enterprise Risk Management – Develop and maintain an enterprise-wide risk framework to identify, assess, monitor, and mitigate regulatory, operational, and compliance risks, and supervise the Fraud Risk Management Unit.
• →Advisory & Regulatory Guidance – Advise senior management on the regulatory and compliance implications of new products, outsourcing arrangements, and other business initiatives.
• →Regulatory Liaison – Act as the primary point of contact with regulatory authorities, managing regulatory submissions, inspections, audits, and examinations.
• →Policy & Controls Review – Review and update internal policies, procedures, and controls on an ongoing basis to keep pace with the evolving regulatory landscape.
• →Compliance Culture & Training – Foster a strong culture of compliance and ethical conduct across the organisation, including training and awareness programs for employees.
• →Board & Management Reporting – Prepare and present periodic compliance and risk reports to senior management and the Board, escalating significant breaches or emerging risks in a timely manner.

• Minimum 16 years of education, preferably a Master's from a renowned HEC recognized university or institution/equivalent foreign degree holder, preferably in Business Administration, Finance, Accounting, Economics, Risk Management, Law, or a related field.

• Professional certifications such as CAMS, ACAMS, FRM, CIA, or CRMA will be an added advantage.

• Risk & Compliance Leadership – Minimum 10 years of professional experience in Risk Management, Compliance, or Regulatory Affairs, preferably within a fintech, bank, or financial institution, with related functional experience at an equivalent position or in one level below position.
• Fintech & AML/CFT Exposure – Proven experience in a Risk or Compliance leadership role, preferably within the fintech or financial services sector, including exposure to AML/CFT and SBP regulatory requirements.

• Strategic & Analytical Thinking – Strategic thinker with strong expertise in regulatory interpretation, policy formulation, and risk analytics.
• Regulatory Command – Strong command of the SBP regulatory landscape and global compliance standards (AML/CFT, FATF).
• Stakeholder & Regulator Engagement – Exceptional communication, leadership, and stakeholder management skills, including experience engaging regulators and senior leadership.
• Integrity & Professionalism – High level of integrity, ethical judgment, and professionalism, with the ability to maintain confidentiality.
• Composure Under Pressure – Ability to work under pressure while maintaining accuracy and attention to detail.
• Self-Starter – A resourceful self-starter with strong organizational and problem-solving skills.

• The candidate should preferably be not more than 45 years of age as of last date of submission of application.

This advertisement is published on 07 August 2026. The last date to apply is 16 August 2026. Candidates who possess the required experience and educational qualifications to undertake this challenging role are encouraged to submit their applications at https://hrsi.careers-page.com/

Only shortlisted candidates will be contacted.

www.hrs-int.com