Financial Underwriter

About us:

Spring Financial is revolutionizing financial access for Canadians, providing smart credit-building, mortgage, and lending solutions. As one of Canada’s fastest-growing fintech companies, annually we help 1 million customers explore their financing options with ease—online, via text, or over the phone. Our dynamic, innovative team thrives on collaboration, growth, and making a real impact.
To learn more about our products please visit our website here: www.springfinancial.ca.

We’re looking for a Credit Review Analyst to strengthen the quality and consistency of our underwriting decisions. This position focuses on reviewing loan applications that have been sent back for re-evaluation or require exception handling; ensuring accuracy, compliance, and sound judgment before final approval.

You’ll work closely with the Underwriting & Personal Loans teams within the organization to identify recurring issues, recommend process improvements, and contribute to a culture of high-quality decision-making.

NOTE: This is a full-time, permanent, on-site position in downtown Vancouver.

What You’ll Be Doing:

• Identify clients' financial goals and objectives
• Analyze clients' financial records
• Develop financial plans for clients
• Review and examine financial services and institutions to ensure compliance with governing legislation and regulation
• Underwrite new issues of financial products
• Assist in the planning and execution of financial statement audits
• Research and evaluate loan applicant's financial status, references, credit and ability to repay loan
• Complete credit and loan documentation
• Collaborate with Sales, Funding, and QA teams to resolve escalated or one-off application cases.

What You Should Already Have:

• 1–3 years of experience in credit analysis, underwriting, or loan processing (preferably in consumer or fintech lending).
• Sound understanding of credit principles, financial ratios, and lending compliance standards.
• Strong analytical, documentation, and communication skills.
• High attention to detail and ability to handle exceptions or incomplete data.
• Proficiency in CRM and lending systems; advanced Excel or Google Sheets skills preferred.

What We Will Give You: 

• Competitive annual salary ranging from $80,000.
• Comprehensive benefits package, including extended health, dental, and vision coverage — with 100% of monthly premiums covered by the Spring.
• A modern, collaborative workspace in the heart of downtown Vancouver.
• Ongoing career growth opportunities.

This is a truly exciting time to join Spring Financial and we are looking forward to doing great things together!

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Please note: Upon applying, our Talent Acquisition team will review your resume. If you qualify, we will reach out to learn more about your experience and answer any questions you may have about the role, benefits, compensation, and more. Due to high application volume, we may not be able to respond to everyone.

Thank you for your interest! We appreciate your time and look forward to reviewing your application!