Tech Lead (Payments & Cards) | YAPEAL

 

We're Bee Talents, an IT recruitment agency that has been helping clients from all around the world in building their technical teams since 2015. Today, we would like to invite you to participate in the recruitment process for YAPEAL, a Swiss fintech operating in the payments and embedded finance space. 

 

YAPEAL is a regulated fintech with a FINMA banking licence, building modern financial infrastructure for companies that want to embed financial services into their products (embedded finance), as well as offering direct banking-like services for individuals and businesses. The company has been on the market for around 8 years and has evolved from retail-focused solutions into a API-first platform for payments, cards, onboarding and real-time financial services.

Now, we are looking for a Tech Lead (Payments & Cards) who will take ownership of the technical direction of card and payment systems and actively contribute hands-on to building and scaling them.

 

🎯 Role: Tech Lead Backe
⏱ Working hours: flexible (EU timezone)
👩‍💻 Working mode: fully remote (EU)
📍 Office location: Switzerland (team distributed)
🇬🇧 Speaking language: English (C1 level required)

 

You’ll be responsible for designing and evolving core card and payment systems, including real-time transaction processing, authorization, settlement and partner integrations, while still staying hands-on in code (Go) and technical decision-making.

Defining technical direction for card and payment products in collaboration with Product and partners

Designing and building card issuance, authorization and settlement systems (credit, debit, prepaid)

Owning real-time transaction processing flows and system reliability

Leading architecture decisions in distributed, API-first systems

Managing and developing integrations with card processors, VISA networks and KYC providers

Translating business requirements into pragmatic technical solutions

Acting as a bridge between business and engineering, removing blockers and driving clarity

Staying hands-on in Go development and actively contributing to production systems

Ensuring scalability, security and performance of financial infrastructure