Loan Officer - Bilingual

United States·Lake Worthmid

OtherLoan Officer

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Quick Summary

Overview

Position Overview: With relationships as one of Benchmark’s core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loan officers.

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OtherLoan Officer

Position Overview:

With relationships as one of Benchmark’s core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants.

Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements.

Essential Functions of the Role:

Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals.
Maintain a pipeline of applications within federal and state regulations.
Analyze mortgage applications and determine the programs best meeting the needs of the consumer.
Gather required application data and provide initial documents and disclosures to the applicant.
Communicate and educate the consumer on qualified programs including benefits and risks.
Support communication through the loan process between operations staff and the borrower.
Provide all applicable initial documents and disclosures to the loan processor.
Other duties as assigned.

Essential Knowledge/Skills/Abilities:

Strong communication skills
Ability to generate leads
Customer service oriented
Proven ability to prioritize and multi-task
Knowledge of various loan products (FHA, VA, conventional, etc.)
General knowledge of credit reports and debt-to-income ratios
Ability to adapt to market changes
Knowledge of the mortgage loan process
Proven ability to monitor and track multiple deadlines

Requirements

~1 min read

One to two years residential mortgage origination experience required.
Bilingual - Fluent in English and Creole or Spanish or Portuguese

Education/Licensing Requirements:

High school diploma or equivalent required. Some college preferred.
Licensed in market area and registered nationally in NMLS.
Professional certifications (CMB, CMC, CMPS) preferred.

Working Conditions:

Fast-paced environment.
Requires normal vision (corrected) both close and distant.
Requires normal hearing levels (corrected).
Requires working at a desk to use a phone and computer for extended periods of time.
Requires sitting, bending.
Works effectively with frequent interruptions.
Lifting requirements of 10 lbs. occasionally.
Frequent travel >50%.

Along with a great culture and competitive pay, full-time employees are eligible for additional benefits that include: