Director / VP of Fraud

We give businesses and their customers peace of mind by solving complex credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver better outcomes, every time.

We're a fast-growing fintech empowering enterprise merchants with smarter, more adaptive pay-over-time solutions. From point-of-sale financing to “Buy Now, Pay Later” programs and loyalty integrated offers, we’re building configurable credit tools that help businesses serve more of their customers.

We value teamwork, clarity of purpose, and rigorous attention to data to drive action. We balance speed and excellence to deliver an exceptional customer experience.

The Director of Fraud Risk is a critical leadership position responsible for protecting the integrity, assets, and reputation of the ClarityPay ecosystem. You will own the end-to-end fraud management strategy, governance framework, and defense mechanisms across the customer lifecycle (from application/KYC to transactions and account servicing). This role requires an exceptional blend of strategic thinking, deep technical knowledge of fraud detection models, and the ability to balance the need for industry-leading security with our promise of a seamless, easy, digital application experience for customers. You will be directly accountable for managing the company's fraud losses within defined risk appetite limits.

• Experience: 8+ years of progressive, hands-on experience in Risk Management, with at least 3-5 years in a leadership role specifically focused on fraud detection and prevention within the FinTech, banking, or payments industry.

• Technical Acumen: Deep expertise in the technical tools used for fraud defense, including rules engines, device intelligence, consortium data, and machine learning models.

• Data Proficiency: Strong analytical mindset with expert experience in SQL and proficiency with Python or R for large-scale data manipulation, exploratory analysis, and pattern detection.

• Regulatory Knowledge: Strong working knowledge of financial crime typologies and regulatory compliance requirements (e.g., related to KYC/AML) and industry best practices.

• Leadership & Communication: Exceptional communication and presentation skills, with a proven ability to influence stakeholders, negotiate cross-functionally (Product, Engineering, Finance), and mentor a team of analysts.

• Cultural Fit: A passion for honest financial products and transparency, and a proven ability to uphold our value of pushing the envelope by taking smart, accountable risks to innovate our fraud detection capabilities.