Ongoing Client Monitoring Officer

Company Description

Finance Incorporated Limited was established in 2012 under the name and brand Paymix. During past years, the company created different products under different brands. As a financial institution, the concept behind Finance Incorporated is to bring together various services from separate disciplines to create a financial gateway, where the clients could reach many services with one click.

Finance Incorporated is being managed by a diverse Board of Directors and banking veterans, where new ideas being fused with rigid governance and controls. We value strict oversight, transparency and good governance whilst never cease to innovate and develop.

Our Team, Our Company, Our Home is the motto of Finance Incorporated. We value and support each other in every way we can. 

The Role

Responsibilities include but not limited to:

• Reviewing and understanding the Client Business Profile to ensure a comprehensive grasp of the client’s structure, activities, and risk profile.

• Conducting detailed account activity reviews to assess whether transactional behavior remains consistent with the client’s declared profile, expected activity, and risk assessment.
• Performing periodic refresh of adverse media (negative news) screening and Customer Risk Assessment (CRA) as part of the ongoing monitoring and review cycle.
• Reviewing client files to determine whether refreshed identification, corporate, or supporting documentation is required in line with internal policies and regulatory obligations.
• Updating and maintaining corporate documentation in accordance with the applicable jurisdiction, ensuring that all entity documents, registers, and supporting records remain valid, accurate, and up to date.
• Assessing and validating Source of Wealth (SoW) and Source of Funds (SoF) information, ensuring it remains reasonable, adequately evidenced, and aligned with observed account activity.
• Engaging directly with clients to request, obtain, and validate required documentation in a timely and compliant manner.
• Liaising with the Compliance Department whenever unusual, inconsistent, or potentially suspicious activity is identified, ensuring appropriate escalation and documentation.
• Coordinating with the Payments Team and Client Onboarding Team to retrieve, verify, and properly file documentation that may be missing, incomplete, or incorrectly stored in the client record.
• Ensuring all client records, documentation, and reviews are accurately recorded within internal systems to maintain a clear audit trail and regulatory adherence.

About You

Experience & Qualifications:

• Minimum 2 years’ experience in a similar Ongoing Monitoring role within the financial services sector.
• Good knowledge of AML/CFT regulations and the risk-based approach.
• Experience in client file reviews, transaction monitoring, CRA, adverse media screening, and ongoing due diligence.
• Familiarity with assessing Source of Wealth (SoW), Source of Funds (SoF), and reviewing corporate documentation across jurisdictions.
• Experience maintaining accurate client records and liaising with Compliance, Payments, Onboarding teams, and clients.
• University Degree and/or MQF Level 6 qualification in a relevant field. 

Skills: 

• Highly organised and reliable, with strong attention to detail.
• Able to work independently, using initiative and effective time management.
• Collaborative team player who contributes positively to a dynamic work environment.
• Capable of managing multiple tasks while maintaining accuracy and focus.
• Strong verbal and written communication skills.
• Fluent in spoken and written English. 

https://www.financeincorp.com/recruitment-privacy-notice/